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Infosistema, a Joyn company
Partners
ACI Worldwide

Open Banking & PSD2 APIs · Partner product

Powered by ACI Worldwide

From PSD2 compliance to full Open Banking.

aplonAPI is a modern, PSD2-compliant API-management platform built for banks, with a ready-to-use sandbox, a branded developer portal and built-in monetization. Powered by ACI Worldwide and brought to your projects by Infosistema as a trusted partner solution.

~3 mo.
To PSD2 compliance
~6 mo.
To full Open Banking
30+ yrs
Payments experience
EU & Africa
Field-proven in banks

What it does

Capabilities at a glance.

PSD2-compliant out of the box

SCA, consent management and TPP verification, with real-time eIDAS / EBA-register and QTSP certificate checks built in.

Ready-to-use sandbox

Prebuilt, tested APIs in the major standards: Account Information, Payment Initiation, Funds Availability and OAuth2 consent.

Branded developer portal

Developer onboarding, application registration, logging, billing and a marketplace, fully customizable from source.

Monetize your APIs

Define SLAs and multi-tier pricing, then turn live usage into billing, opening new revenue channels with AISPs and PISPs.

What it handles

Open Banking, by the standard.

PSD2 / SCAAccount Information (AIS)Payment Initiation (PIS)Funds AvailabilityConsent managementeIDAS / QTSP verificationBerlin GroupOpen Banking UK

Where it's used

Built for banks and ASPSPs.

PSD2 compliance

Meet the directive fast. Typical deployment runs under three months, certificates and checks included.

Open Banking monetization

Expose value-added APIs (KYC, account opening, reconciliation) and bill for them through the portal.

Developer ecosystem

Onboard third parties through a branded portal with sandbox, logging and application workflows.

Payments switch & cards

Scale from a single bank to a national payments switch on a microservices architecture.

Better together

Compliant and production-ready, with Infosistema.

Open Banking projects succeed or stall on integration. We pair aplonAPI (powered by ACI Worldwide) with Infosistema’s enterprise integration and data expertise, so you move from concept to compliant, production-ready APIs faster.

Talk to us

Open your bank to Open Banking.

Tell us where you are on PSD2 and Open Banking. We’ll show you how aplonAPI and Infosistema get you compliant and live.

Prefer to explore the platform directly? Visit aplonAPI